Disclaimer
The information contained on this website is provided for general informational and educational purposes only. It is not intended to constitute, and should not be construed as, legal advice, insurance advice, financial advice, or professional consultation of any kind. The content presented herein is meant solely for generic, basic informational purposes and should not be relied upon as a substitute for professional guidance from a qualified, licensed insurance agent, attorney, financial advisor, or other appropriate professional.
No Legal Advice
Nothing on this website constitutes legal advice, nor does it establish an attorney-client relationship. The information provided does not address the specific circumstances of any particular individual or entity. You should not act or refrain from acting on the basis of any content included on this site without seeking appropriate legal counsel licensed to practice in your jurisdiction. Laws and regulations vary by state, county, and municipality, and the applicability of any general legal principle discussed herein to your particular situation should be confirmed with a qualified attorney. Insurance regulations, statutes, and case law are subject to frequent change, and nothing on this website should be interpreted as a definitive statement of current law or legal precedent.
No Insurance Advice
The content on this website does not constitute insurance advice and should not be interpreted as a recommendation, endorsement, or solicitation to purchase, modify, or cancel any specific insurance policy or product. Insurance needs vary significantly depending on individual circumstances, risk profiles, property characteristics, geographic location, claims history, and numerous other factors that cannot be adequately addressed through generalized website content. All insurance decisions should be made in consultation with a licensed insurance professional who can evaluate your specific needs and provide personalized recommendations tailored to your unique situation. Coverage descriptions, policy terms, limits, exclusions, and conditions referenced on this website are general in nature and may not reflect the specific provisions of any particular insurance policy or carrier.
General Information Only
The content on this website has been prepared for general informational purposes only. While Susman Insurance Agency strives to keep the information on this website reasonably current, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk. In no event will we be liable for any loss or damage including, without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website. The information presented here is not a substitute for reading your actual policy documents, speaking with your insurance carrier, or consulting with a licensed professional about your specific circumstances.
AI-Assisted & Automated Content Generation
In the interest of full transparency, the content on this website — including but not limited to articles, blog posts, informational pages, frequently asked questions, and descriptive text — has been partly or entirely generated with the assistance of automated systems, including artificial intelligence and machine learning technologies. This content has been potentially reviewed for general accuracy; however, it has not necessarily been reviewed, verified, or approved by a licensed attorney, a licensed insurance professional, or any other subject matter expert for specific use cases, individual applicability, or conformance with current precise state law, regulatory requirements, or carrier-specific policy provisions.
Automated content generation systems, regardless of their sophistication, may produce information that is incomplete, outdated, oversimplified, taken out of context, or not fully applicable to specific circumstances, jurisdictions, or individual situations. The use of artificial intelligence in content creation means that some statements may reflect general patterns in training data rather than verified, current facts about California insurance law, specific carrier offerings, or regulatory requirements as they exist at the time you are reading this content.
Susman Insurance Agency does not guarantee the accuracy, completeness, currentness, or applicability of any AI-assisted content to your specific situation. We expressly disclaim any and all liability arising from reliance on such content. If you have questions about any information presented on this website, we strongly encourage you to contact our office directly at (877) 411-5200 to speak with a licensed insurance professional who can provide guidance specific to your needs.
No Warranty
This website and its contents are provided on an “as is” and “as available” basis without any warranties of any kind, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Susman Insurance Agency does not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components. We do not warrant that any information, content, materials, products, or services included on or otherwise made available through this website will be accurate, reliable, complete, or current. No oral or written information or advice given by Susman Insurance Agency or its representatives shall create a warranty.
External Links
This website may contain links to external websites that are not provided or maintained by, or in any way affiliated with, Susman Insurance Agency. Please note that Susman Insurance Agency does not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites. The inclusion of any link does not imply endorsement, approval, or recommendation by Susman Insurance Agency of the linked site or any association with its operators. We have no control over the content, privacy policies, or practices of third-party websites and assume no responsibility or liability for the same.
Limitation of Liability
To the fullest extent permitted by applicable law, Susman Insurance Agency, its officers, directors, employees, agents, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to damages for loss of profits, goodwill, use, data, or other intangible losses, arising out of or in connection with your access to, use of, or inability to use this website or any content, information, or services provided herein, whether based on warranty, contract, tort (including negligence), statute, or any other legal theory, and whether or not Susman Insurance Agency has been informed of the possibility of such damage.
Changes to This Disclaimer
Susman Insurance Agency reserves the right to modify, amend, or update this disclaimer at any time without prior notice. Your continued use of the website following the posting of changes constitutes your acceptance of those changes. We encourage you to review this disclaimer periodically to stay informed of any updates.
Contact
If you have questions about this disclaimer or any content on this website, please contact us at (877) 411-5200.
Last updated: March 2026